Home Point Financial is a licensed mortgage lender providing conventional, FHA, USDA, VA and many other loan products.
Learn how Point’s shared equity investment works. Cash out home equity by sharing your home appreciation. It’s an alternative to HELOCs and home equity loans.
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Texas Mortgage Points. When a potential home buyer applies for a loan, there may be two types of points the buyer will have to pay. These points are called origination of points and discount points. Each one of these points will be equivalent to 1% of the entire loan amount. For example, if the mortgage is $250,000, one loan point will be $2,500.
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