Unfortunately, the operation of the current CRA regulation can result in restricted resources. It is time for a national discussion on how we can make the CRA work better.”.
The overall quality of first-lien mortgages serviced by large national and federal savings banks improved from the same period a year ago but showed seasonal decline from the prior quarter, according to a report released by the Office of the Comptroller of the Currency (OCC). The OCC Mortgage Metrics Report for the second quarter showed [.]
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"We are committed to addressing the OCC’s concerns because restoring trust in Wells Fargo and building a better bank for our customers and. Fargo management "instituted policies, procedures and.
Mortgage performance for loans serviced by large national and federal savings banks weakened in the second quarter of 2012, the Office of the Comptroller of the Currency (OCC) reported Thursday.
Further, bank management instituted policies, procedures and performance standards that contributed to. that regulators like the OCC expect better, and that the bank has a long road ahead of it in.
OCC and OTS Mortgage Metrics Report, First Quarter 2011 – 4 – Executive Summary This OCC and OTS Mortgage Metrics Report for the first quarter of 2011 provides performance data on first-lien residential mortgages serviced by selected national banks and federal savings
OCC Mortgage Metrics Report, Second Quarter 2011 Executive Summary This OCC Mortgage Metrics Report for the second quarter of 2011 provides performance data on first-lien residential mortgages serviced by selected national banks and a federal savings association (or thrift). The mortgages in this portfolio comprise 63 percent of all mortgages
quarterly to promote broader understanding of mortgage portfolio performance in the federal banking system, to support supervision of regulated institutions, and to fulfill section 104 of the Helping Families Save Their Homes Act of 2009 (codified at 12 U.S.C. 1715z-25). This report presents performance data for the fourth quarter of 2015.
OCC: 2014 Trading Revenue Improves on April 1, 2015 newsbytes commercial banks reported total trading revenue of $22.7 billion in 2014, 3 percent higher than in 2013, according to the OCC’s Quarterly Report on Bank Trading and Derivatives Activities released today.
In creating the new report, "the OCC seized the opportunity to improve the way mortgage performance is measured, producing better information for supervision of our banks, and better information for policymakers, other regulators, market participants, and the public," the Comptroller said. Findings highlighted by Comptroller Dugan included:
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