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CFPB names Mulvaney, Hensarling aide Brian Johnson deputy director Ally to reduce mortgage principal in Michigan The reduction of the fha mortgage insurance premium was announced for most FHA loans closed on or after January 27, 2017. The incoming Trump Administration suspended the change with its first executive action.New Jersey Land Title Association – Home | Facebook – CFPB names Mulvaney, Hensarling aide Brian Johnson deputy director The second most powerful position at the consumer financial protection bureau will soon be filled by a close confidante of both former CFPB Acting Director Mick Mulvaney and former House Financial Services Committee Chairman Rep. Jeb Hensarling, R-Texas.California housing market slows on TRID implementation The 30-year mortgage, a product of the Depression What is a 30-Year Fixed Mortgage? A 30-year fixed mortgage is a mortgage that has a specific, fixed rate of interest that does not change for 30 years. 30-year fixed mortgages are the most popular mortgage product nowadays and are especially popular among first-time home buyers.